UPI IDs are unique codes that are different for each customer and are used to facilitate financial transactions between merchants and customers. A UPI ID offers a Virtual Payment Address for customers who can enter it while transferring money to different accounts. To create your UPI ID, you must download the UPI app of your choice, log in, and register yourself.
How to create a UPI ID?
Registering your mobile number or bank account with UPI-enabled apps such as PhonePe, Google Pay, Mobikwik, Paytm, etc., can be done by following the steps given below.
How to set a UPI ID in BHIM App?
Following are the steps you can follow to create a UPI ID in the BHIM app:
Step 1: Download the BHIM app or any other UPI-enabled app on your mobile device.
Step 2: After accepting the various prompts and choosing your preferred language, you will be sent a “Verify Mobile Number” request on your registered mobile number.
Step 3: After the verification is complete, you will be directed to choose your preferred bank name.
Step 4: Your details, including the bank name, account number, and IFSC code, will be automatically received by the application. If you have more than one account linked to the same mobile number, you can choose your preferred account to link to the app.
Registering through *99#
Banking customers can register on the UPI app by dialing *99#. Following are the steps to be followed:
Step 1: Dial “*99#” on your mobile device.
Step 2: Choose your preferred language when asked to.
Step 3: Enter your bank’s name or the first four digits of your IFSC.
Step 4: Enter your bank account
Step 5: Enter the expiry date of your debit card and the last six digits of your debit card number.
Step 6: Set your UPI Pin Step 7: Confirm your UPI Pin.
How to find your UPI ID?
In order to find your UPI ID, go to the UPI app on your mobile device and click on the three lines present in the top left corner. Choose “Profile”. Your UPI ID will be displayed on the screen.
